Private Capital & Trust Corp.

Private Capital and Trust Corporation

Growning Interest Daily
FREQUENTLY ASKED QUESTIONS

What is the profile of your typical investor?

All of our investors are looking for a secure investment with an above average rate of return. They may have assets in the stock market as well as certificates of deposit. While the stock market can sometimes offer above average returns, it cannot offer much security. While certificates of deposit can offer security, they cannot offer high rates of return.

The combination of security and above average rates of return provides our investor participants with peace of mind as well as a quality investment vehicle. Many of our investor participants hold assets that are readily available to fund our loans. We keep in constant contact with our investor base providing them with updates on loan opportunities and dates when funds will be required if they choose to invest in the current portfolio. Our investor participants will then transfer funds to our account and begin enjoying the immediate benefits our loan portfolio.

How do you find your borrowers?

We utilize a growing network of attorneys, CPAs and other professionals who interact daily with the business community. Our sophisticated borrowers understand that time is money. Our rapid review process allows us to fund loans significantly faster than institutional lenders and our short-term loans allow our clients to proceed with their projects while they secure long term financing commitments. Our unique underwriting criteria can make the loan review process upwards of 30-50% faster than conventional lenders.

How do I become an investor participant with Private Capital & Trust Corporation?

Call or email us to set up an appointment to discuss how we can serve you and your financial future.